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Grow profits with our retail and commercial banking software

Improve the customer experience while boosting profit margins – with SAP’s retail, commercial, and corporate banking software. Our applications can help you streamline core operations, manage risk and compliance, and meet higher capital requirements. Harness digital and mobile technologies, real-time analytics, lending solutions, and more – so you can deliver truly personalized omnichannel banking services.

Learn more about our banking software

Mobile banking: Expectations and usage

Customers want mobile technologies that let them bank when and where they wish. But how well are banks living up to these expectations? This EIU infographic looks at how people use – and want to use – mobile banking. 

6% of FSIs personalize marketing*

Approximately 6% of financial services organizations (FSOs) are able to personalize their marketing efforts based on insight into their customers’ preferences, behaviors, and sentiments.* Want to benchmark yourself with peers?


See what our customers are saying...


Manage lending risks with SAP ERP

How can commercial banks efficiently implement risk-provisioning management for private and corporate lending? With SAP Reserve for Bad Debts – a tool that minimizes manual effort, enables real-time data transfer, and reports with a compliant audit trail.

Big Data - better risk management

The business of banking depends on evaluating risks and then acting on those insights. In theory, more information should yield better risk assessments, which is why big data and its associated tools couldn’t have arrived at a better time.


Get fresh perspectives from retail and commercial banking experts


Digital India on the Rise

India is on track to becoming the world’s third biggest economy. As the country embraces digitization, learn how one private company is playing a role in its transformation

Is It Fintech Or Techfin? (Part 1)

In conversations with bankers and startups, it is clear that there they have differing views of the world.

Is It Fintech Or Techfin? (Part 2)

In Part 1, I discussed the views of Fintech startups that ask “How can I transform this financial process using technology?” Banks think differently, asking instead “How can I apply technology to this financial process?” 


Reimagine the way you do business with SAP Digital Business Services

The digital economy is having a profound impact on SAP customers and requires a new level of orchestration to evolve your business, unleash full business value, and ensure business continuity. SAP Digital Business Services brings business and IT together to help you reimagine your business using our digital business framework.

Based on over 40 years of experience working with the world’s most progressive organizations and a robust partner ecosystem, SAP Digital Business Services can guide you on the path to innovation and digital transformation, while securing critical business processes.


Evolve your business by breaking new ground with a trusted adviser who knows you best

Unleash the full business value of your SAP investment and define a clear digital road map to adoption

Ensure business continuity with active guidance, while migrating to next-generation technology 


Get SAP training and education

Enhance your knowledge of SAP software, develop new skills, and bring more expertise to your company. Our full suite of software training and education courses and certifications can help you maximize the power of your SAP solutions.

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