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Grow profits with our retail and commercial banking software

Improve the customer experience while boosting profit margins – with SAP’s retail, commercial, and corporate banking software. Our applications can help you streamline core operations, manage risk and compliance, and meet higher capital requirements. Harness digital and mobile technologies, real-time analytics, lending solutions, and more – so you can deliver truly personalized omnichannel banking services.

Learn more about our banking software

Mobile banking: Expectations and usage

Customers want mobile technologies that let them bank when and where they wish. But how well are banks living up to these expectations? This EIU infographic looks at how people use – and want to use – mobile banking. 

6% of FSOs personalize marketing*

Approximately 6% of financial services organizations (FSOs) are able to personalize their marketing efforts based on insight into their customers’ preferences, behaviors, and sentiments.* How does your marketing compare?


See what our customers are saying...


Harness real-time banking analytics

See how our predictive banking analytics can help you gain a deeper understanding of your customers today – and predict what they’ll need tomorrow. With real-time customer data at your fingertips, you can send relevant, timely offers – and foster lifetime loyalty.

Manage lending risks with SAP ERP

How can commercial banks efficiently implement risk-provisioning management for private and corporate lending? With SAP Reserve for Bad Debts – a tool that minimizes manual effort, enables real-time data transfer, and reports with a compliant audit trail.

Big Data - better risk management

The business of banking depends on evaluating risks and then acting on those insights. In theory, more information should yield better risk assessments, which is why big data and its associated tools
couldn’t have arrived at a better time.


Get fresh perspectives from retail and commercial banking experts


Digital India on the Rise

India is on track to becoming the world’s third biggest economy. As the country embraces digitization, learn how one private company is playing a role in its transformation

Is It Fintech Or Techfin? (Part 1)

In conversations with bankers and startups, it is clear that there they have differing views of the world.

Is It Fintech Or Techfin? (Part 2)

In Part 1, I discussed the views of Fintech startups that ask “How can I transform this financial process using technology?” Banks think differently, asking instead “How can I apply technology to this financial process?” 


Unlock the full power of your banking software with SAP Services

Real-time liquidity risk analysis, cloud-based mobile banking apps, Big Data analytics, and omnichannel customer communication are just a few of the components of the banks of tomorrow. To succeed in this increasingly competitive and fast-changing market, financial services companies need solutions based on state-of-the-art technology. New channels and products are needed to attract savvy customers – and at the same time, banks need to minimize risk and comply with stricter-than-ever regulatory requirements.

Maximize the true value of your banking and financial services solutions with SAP Service and Support. We have 30,000+ trained and certified consultants who can draw on 40 years of experience with hundreds of thousands of customers – and they’re eager to help. It’s the easiest way for you to get the end-to-end solutions you need to achieve your most important business outcomes and stay competitive. SAP Service and Support can help your business:


Choose the right technology path for your company by identifying high value scenarios and defining your IT roadmap

Bring new banking products and services to market quickly by tailoring offerings to evolving customer needs

Achieve operational efficiency to boost productivity and increase margins across your entire organization

Transform complex legacy systems into a single, agile banking platform


SAP Training and Education

Enhance your knowledge of SAP software, develop new skills, and bring more expertise to your company. Our full suite of software training and education courses and certifications can help you maximize the power of your SAP solutions.

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